PayPal Credit

A 0% interest offer you can use again and again.

Our 0% interest offer is better than just an introductory offer. Simply spend over £150 and you get 0% interest for 4 months on that purchase. The great thing is, you can use it as often as you like. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.

It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly. If approved and accepted, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.

Representative Example:


17.9% APR (variable)

Purchase interest rate

17.9% p.a. (variable)

Assumed Credit limit


No card. No hassle. Just credit with plenty of benefits.

Instant access

If approved, you can start shopping straightaway with PayPal Credit.

Offer never expires

0% interest for 4 months every single time you spend £150 or more in one go.*

Convenient way to shop

PayPal Credit is accepted at thousands of online stores.

On your side

We know how busy you can be so we’ll send you payment reminders.

Pay in instalments

Monthly instalment offers at selected merchants so you can spread the cost over longer periods.

In safe hands

Your details are never shared and PayPal Buyer Protection covers your eligible purchases.

Easy management

Manage your PayPal account anywhere – on your mobile, tablet or PC.

Shop faster

Speed through checkout quicker and easier with just an email address and password.

Applying is simple.


Complete the short online application form.


If approved, and accepted, you’ll have a credit limit attached to you PayPal account almost immediately.


Start spending straightaway at thousands of online stores with PayPal Credit.


Q1. How do I apply?

Q2. What if I don’t have a PayPal account?

Q3. How long does it take to apply for/receive PayPal Credit?

Q4. I have a business account. How can I sign up for PayPal Credit?

Q5. What is PayPal Credit?

Click to see more FAQ's